I will post up my spec and other info this weekend, just didn't get round to it last night.
Regarding gear, I would suggest that you start doing the icewatch dailies in IPP as they have some nice rings available early on (rep wise). The majority of my kit was crafted by guildies (Darkcloth blues/Flowing epics) or bought from AH (clever raging lightning staff, others) though I am starting to replace the odd but now from expert rifts etc.
Do ask in /g for help with kit, you will need to get the mats (joining crafting rift runs etc will help) but otherwise ppl will be happy craft it for free for another guild member's gear. Even if you have to buy mats from the AH it is often cheaper than the crafted it on the AH, you can probably get some mats from your own tradeskills or from just doing rifts.
Rift - Gravon (Mage), Gravone (Cleric)